
BUYER’S GUIDANCE
Why choose Joseph Tanner as your real estate partner?
Joseph’s approach is built on providing exceptional, client-centered service, ensuring that you feel supported every step of the way. He takes the time to understand your unique needs, budget, and timeline, conducting in-depth research to present the best options. When it’s time to make an offer, Joseph will craft a customized strategy to strengthen your position, expertly navigating negotiations to help you secure your dream home. But his commitment doesn’t end at closing. Whether you’re considering future investments or planning to sell down the road, Joseph will be by your side, offering guidance at every stage of your homeownership journey!
Below is a step-by-step guide to what your home-buying journey might look like:
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Start by discussing your goals and understanding the home-buying process. Next, choose a lender and begin the loan approval process to secure a pre-approval letter. Once you're ready, sign an exclusive buyer-broker agreement with your agent to officially kick off your home search.
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Explore online listings and off-market properties to get a feel for what’s available. Take a drive to preview neighborhoods, and collaborate with your agent to schedule private showings or attend open houses.
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If needed, discuss strategies for handling multiple offers with your agent. Negotiate to secure the best price and terms, and carefully review property disclosures, reports, and public records before making an offer. Once you’ve agreed on terms, finalize the acceptance of the offer or any counter-offers.
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Once your offer is accepted, notify your lender and send the signed contract to get the loan process started. Submit your initial deposit as outlined in the agreement, and have your lender order the appraisal. Reach out to your insurance provider for homeowner’s coverage quotes, and schedule home inspections to assess the property. Review all disclosures and inspection reports, negotiating repairs if necessary, while the title company conducts a title search. Finally, review the appraisal to ensure it aligns with the terms of the purchase contract.
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As you approach closing, review the final statement, transfer utilities, and arrange your down payment and closing costs. Meet with escrow to sign loan documents, then celebrate as you receive your keys and step into your new home! But our support doesn’t end there — we’ll stay connected to offer resources, referrals, and guidance for future investments or maintaining your home’s value. Whether it’s a second property or ongoing care for your current one, we’re here for lifelong support.